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After reading multiple books on the financial collapse of money markets in and around 2008, we can draw one solid conclusion – checks and balances are much needed and play a significant role in keeping people and economies level headed. Practicing ‘self-regulation’ and hoping that market will correct itself simply does not seem to work.

While too much regulation will stifle markets, allowing them to run without control seems to weak bigger havoc on the world. Checks and balances are a must.

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